Accident Care

Accident come uninvited and they can unsettle your life and those of your loved ones. A little planning in this regard goes a long way. Presenting Accident Care Insurance from Star Health And Allied Insurance - a policy that offers a protection to you and your loved ones in case you meet with an accident. Because no matter what, life must go on.
Accident Care Benefits
Accidental death
Permanent disability total or partial following an accident
Temporary total disablement the Insured Person is eligible for a weekly benefit at 1% of Capital Sum Insured (following an accident) subject to maximum of Rs.5000/- per week for a 100 weeks
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Free Benefits
Educational grant to children at Rs.5000/- per child and Rs.10, 000/- for 2 children (maximum 2children)
Transportation expenses of the mortal remains of the insured up to a maximum of Rs.3000/-
Travel expenses of one relative up to a maximum of Rs.1000/- to the place of accident
Cumulative Bonus
Cumulative Bonus of 5% of the sum insured continuously renewed accrues to the Insured Person for every claim free year, subject to a maximum of 50%
Medical Expense Extension
Policy can be extended to cover Medical Expenses on payment of Additional Premium
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Risk Groups
Risk Group I Persons engaged primarily in administrative functions
Risk Group II Persons engaged in manual work other than what is specifically provided for under Group III
Risk Group III Persons working in explosives industry, mines workers, high tension electric supply, horse racing including jockeys, athletes and occupations of similar hazards
How much to pay?
For individuals
Coverage / Risk GroupGroup IGroup IIGroup III
Table I0.45 per mille0.60 per mille0.80 per mille
Table II0.80 per mille1.30 per mille1.75 per mille
Table III1.25 per mille1.75 per mille2.00 per mille
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For Groups
Group Size% of discount on Premium
(excluding add-on covers & service tax)
2 - 100 Persons5%
101 - 1000 Persons10%
1001 - 5000 Persons
12.5%
5001 - 10000 Persons15%
10000 Persons20%
Group Policy
Group Policies are allowed without additional benefits. But Group Policies are eligible for a discount on the basic premium when the size of the group increases substantially.
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Star Advantages
No Third Party Administrator; direct in-house claims settlement.
Faster & hassle-free claim settlement.
Cashless hospitalization.
Network of more than 5400 hospitals across India
24x7 Toll- free Helpline
Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 / 1800 102 4477 for medical advices.
Free Health magazines are issued to policy holders at regular intervals
NOTE: The benefits mentioned herein are only an outline of the policy. For complete details, please contact your nearest Star Health office.


How to buy this insurance?
Cont Agent: 09849914911
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